AAC Money

The DWP analysis states that to achieve adequate retirement income of just under 70% of their working income in retirement, average and higher earners need to defer their retirement for six and eight years respectively to reach their target incomes, “unless combined with other methods for raising income”. Such methods include investing by contributing more …

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AAC ISAs

While there is a huge amount of information available for free on the internet, some investors still chose to take professional advice from an Independent Financial Adviser Some investors are unwilling to pay an IFA when there is information available free online Finding the right information about investments is tricky but vital, research shows. Savers and …

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Reducing Tax

Investment bonds or collectives – the right wrapper? Dave McConnell explains how offering clients solutions with compelling tax planning opportunities is a surefire way to demonstrate value in a post-RDR world. After using any available ISA allowance, collective investments such as OEICs are sometimes considered the first choice when it comes to investment planning for …

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AAC Death Duties

Families were charged £3.4bn in death duties last year, as more households were dragged into the inheritance tax net, official figures show. The takings represented a six-year high and an increase from £3.1bn in the previous 12 months. The total was only slightly below the £3.5bn anticipated by the Office for Budget Responsibility, the Government’s …

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